Revenue for the quarter was slightly lower at RM1.33bil versus RM1.38bil in the comparative quarter.
Year to date, the group's profit before zakat and tax (PBZT) fell 18.11% year-on-year (y-o-y) to RM794.5mil on lower net financing income arising from multiple downward revisions of the overnight policy rate, modification loss from the moratorium in April, and pre-emptive impairment provisions.
In a statement, the group said annualised after-tax return on equity was healthy at 11.7% while earnings per share stood at 27.82 sen.
Net assets per share rose to RM3.64 as compared to RM3.34 in Dec 31, 2019.
The group's Islamic banking division, Bank Islam, has a low gross impaired financing ratio of 0.6%, lower than 1.4% in the banking system.
Total gross impaired financing was RM328.9mil compared to RM541.1mil in the year-ago period.
Total capital ratio stood at 18.8%, leaving the bank in a strong capital position to facilitate targeted assistance to affected customers and support business growth, it said.
Net financing grew 11.7% y-o-y to RM53.8bil while customer deposits and investment accounts rose 5.2% to RM58.9bil.
Total current, saving accounts and transactional investment accounts (Casatia) composition was at a healthy level of 37.3% of total customer deposits and investment accounts.
Meanwhile, Syarikat Takaful Malaysia Keluarga Bhd recorded a PBZT of RM309.6mil in the three quarters to Sept 30, versus RM332.2mil in the year-ago period.
Operating revenue fell to RM2.18bil from RM2.34bil in the previous comparative period due to lower sales from the family takaful business.
The family takaful business generated gross earned contributions of RM1.26bil for the period under review, compared to RM1.5bil in the corresponding period last year, due to lower sales from credit-related and group medical products.
Conversely, the general takaful business recorded higher gross earned contributions of RM556.4mil for 9M20, compared to RM542.4 million in 9M19 due mainly to the motor class.
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