Housing debt: Qaiser says 54.4% of household debt is for housing as at June 2019. — Bernama
JOHN is interested to buy a RM1.2mil property. Together with rebates and all, the real value of the house is RM1mil and John is aware of that.
John goes to the bank, and based on the sales and purchase agreement, applies for a bank loan of RM1.08mil, or 90%.
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