More cooling off measures needed


SINCE young, my parents have advised me to save for the rainy days and old age. To lead by example, they walked the talk by adopting a prudent lifestyle throughout their entire lives.

Their advice has been ingrained in me so much so that I have learned to spend wisely and plan for my retirement. I have been sharing this concept with the younger generation in the hope that it would benefit them in terms of financial planning.

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