OCBC Al-Amin launches new syariah-compliant savings account


KUALA LUMPUR: OCBC Al-Amin Bank Bhd has launched the OCBC 360-i, a syariah-compliant version of OCBC Bank (Malaysia) Bhd's popular high interest-bearing savings account, OCBC 360.

In a statement on MOnday, OCBC Al-Amin said the savings account was based on the Islamic banking principle of tawarruq, and it rewards customers with "bonus profit" on a monthly basis for performing one or more of three common types of transactions via the account.

"Apart from being syariah-compliant, OCBC 360-i differs from the conventional OCBC 360 in that it involves a debit card, instead of a credit card," it added.

OCBC Al-Amin said OCBC 360-i customers would receive an annual bonus profit of 1.2% per transaction when they deposit at least RM500, spend at least RM500 using their OCBC Al-Amin debit card or make at least three bill payments through the bank's online banking services.

It added that customers would receive the maximum profit rate reward of 4.1% a year, inclusive of the 0.5% a year base profit rate by performing all three transactions in the same month. - Bernama

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