You need enough willpower to create your own retirement plan


The Internet of Things (IOT) is a dream place for many. Now everyone can fly. Fashionable clothes, shoes and accessories are just a fingertip away. All these joys are funded by DIY (do it yourself) investments put together from a slew of funds online.

The lure of IOT is strong, but is it a good idea to DIY one’s retirement plan? Some argue yes – more funds to choose from and fees are lower.

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