YEAR-END is not a bad time to reflect on where we are likely to proceed in a year of huge uncertainties.
At the beginning of the year, the major headline events, such as Ukraine, ISIL, oil crash and Occupy Central were not on most people’s radar screen. As the year proceeded, there was realisation that we are heading towards a period of slower growth and higher volatility, without much inflation as commodity and oil prices tanked to record levels not seen since the 1990s.
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