PRS a good idea but may not be enough

MEF executive director Shamsuddin Bardan

WHILE it is important to set aside a portion of your income for your golden age, many find it hard to decide where to put their hard-earned money. Employees are often choosy and sceptical in selecting the right financial instruments to invest in, other than keeping their money in the bank.

It is not often that one can rely on one’s EPF savings alone to sustain oneself through one’s retirement age.