We need to look at the small things we spend our money on ‘unconsciously’ every day


What has a cup of coffee made with espresso and steamed milk got to do with your finances? Actually, nothing! However, LEE MUN WAI wants to introduce you the “Latte Factor” which has everything to do with your finances.

THE “Latte Factor” is based on an extremely simple concept − we need to look at the small things we spend our money on unconsciously' every day and redirect that spending to enrich ourselves.

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