Plan a list so you’ll spend without guilt

  • Business
  • Saturday, 22 Dec 2012

WOW! Where did the time go? Seriously. How is it Winter Solstice festival already this week?

And of course, there’s Christmas next week. And then before we know it, it’ll be New Year’s Eve. The year is almost over. But on a happier note, the holiday season is here.

Whether you celebrate Winter Solstice, Christmas or Doomsday that never came true, it’s likely you’re going to be buying and receiving lots of gifts. At the same time, some will be planning their final year-end holiday before the routine begins again in 2013, while some parents will be busy shopping for their children school supplies.

Year-end holiday season is typically a time when most people are going to be spending money, rather than saving or investing it. After all, we don’t want to be label as the stingy Uncle Scrooge in Donald Duck.

The build-ups at shopping malls and retailers’ aisles are proof that consumers are spending this holiday season. I’m not sure about you but I shopped a bit at an outlet mall in Roermond, Netherlands, during a recent trip.

Shopping in a different country sounds luxurious. Roermond is like Disneyland for adult shoppers. I’m not particularly a name-brand person. The European prices (multiple by four) make decisions not to buy something a bit easier because it’s just too expensive to buy anything over there.

Nevertheless, there are some items on bargain which are way cheaper compared with the prices here in Malaysia. It’s hard to resist that we’re getting something at a bargain. We do tend to go overboard sometimes. Spending money takes no time at all and it’s not great for your bank balance either.

This season, you know you are going to spend money, so plan a list to make sure you can spend without guilt. Ensure that you stick to the plan, which means walking into the mall with the list and stick with it.

You don’t want a January spending hangover! There’s no point of being happy in December if it leaves you miserable in January paying off your credit cards bills.

Don’t get caught up in the frenzy shopping. Happy holidays!

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Business , Sense , shopping , bills


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