HAPPY New Year! It’s early enough to trust New Year resolutions we have made, have not yet been chucked out. Hopefully, a vestige of that first warm glow of optimism that generally begins to pervade us around Christmas and reaches a crescendo on New Year’s Eve is still with us. Regardless of how jaded you may have become by a long string of abandoned resolutions, never, ever give up on self-improvement.
Not when it comes to wealth accumulation, protection or distribution; and certainly not when it comes to other less tangible, but more important issues.