Yap Ming Hui

Recent and archived articles by Yap Ming Hui

24 Feb 2018 | 7:00 AM

Whither robo-advisers as wealth managers

ROBO-ADVISERS will soon be weaving their way into the very fabric of our society and our daily lives. No, I do not mean humanoid artificially intelligent beings in the likes of Asimov’s “I, Robot” or “The Positronic Man”, rather I am referring to digital investment management services that is rapidly gaining traction in Asia and very soon, right here on our own shores.

Human touch: A pedestrian passes in front of a Charles Schwab Corp bank branch in Chicago, Illinois. Companies like Betterment, Capital One and Charles Schwab are taking the route of adding human financial advisers to their online advisory services.
20 Jan 2018 | 7:00 AM

Building wealth management strategies for this year

Money & you by Yap Ming Hui
THE year is shaping up to be a challenging one.

Rising cost: inflation in Malaysia is expected to rise along with the Consumer Price Index, even as business growth and personal income levels are struggling to catch up.
9 Dec 2017 | 7:00 AM

Equity crowdfunding and peer-to-peer lending

Guidelines to investing in this brave new world of opportunities

11 Nov 2017 | 7:00 AM

Budget 2018 – reality check for middle-class Malaysians

THE much anticipated Budget 2018 has come and gone, leaving behind a bag of crowd pleasers that has something for everyone. Even the middle-class segment of the population, the long “forgotten” group, has been thrown a lifeline.

Spillover effect: While Budget 2018 may appear to help the middle-income group cut down on expenses and increase their disposable household income, the impact from previous years’ budgets, predominated by austerity drives, GST, and the depreciating ringgit, continues to spillover until today.
21 Oct 2017 | 7:00 AM

Much ado about cryptocurrency

THE very mention of Bitcoin (pic) evokes a mixture of feelings among the population; never has there been a currency with such polarising effects. Thomas Carper, a US State Senator hit the nail on the head when he said: “Virtual currencies, perhaps most notably bitcoin, have captured the imagination of some, struck fear among others, and confused the heck out of the rest of us.”

16 Sep 2017 | 7:00 AM

Putting the wealth back in wealth management

THE wealth management industry is set to see some exciting times ahead, thanks to various forces that are reshaping the financial landscape such as technological advances and regulatory enhancements.

19 Aug 2017 | 7:00 AM

Reimagining wealth management in Malaysia

Money & you - By Yap Ming Hui
WHEN Steve Jobs introduced the iPhone way back in 2007, it revolutionised the mobile phone industry.

Mobile phone revolution: File picture of Steve Jobs with the iPhone 4 during the Apple Worldwide Developers Conference in San Francisco in 2010. When Jobs introduced the iPhone in 2007, it revolutionised the mobile phone industry. — Reuters
22 Jul 2017 | 7:00 AM

The reality of wealth management in Malaysia

Money & you - By Yap Ming Hui
WEALTH management has been defined as many things. Some parties go as far as calling it bespoke advisory service, while there are others who see wealth management as another distribution business to enable consumers to gain access to various investment products like unit trust, dual-currency investment and structured investment products.

24 Jun 2017 | 7:00 AM

Money game scourge

Money & you by YAP MING HUI
Poor wealth management experiences fuel money games

Easier option: Poor experience with regulated investment product providers may be the reason for investors to go for ‘alternative’ investment options such as money games.
1 Apr 2017 | 7:00 AM

Can your unit trust portfolio survive the Trump phenomenon?

Money & you - By Yap Ming Hui
HOW many of us regard Nov 8, 2016 – the day when Donald Trump stunned the world and won the presidential election to become the 45th President of the United States – as a life changing milestone date in our calendar?