Yap Ming Hui

Recent and archived articles by Yap Ming Hui

22 Jun 2019 | 7:00 AM

Discover your financial blind spots

IN MY 19 years of financial coaching and advising high net-worth clients, here’s one surprising fact that stood out to me: the greatest challenge is not always the lack of knowledge, but more the lack of objectivity in managing wealth.

 For example, some people swear by the yield and capital gains of real estate and invest up to 80% of their disposable income. Others may want something more exciting and invest 90% of their cash in equities. Both will fail – by putting all their eggs in one basket, they risk losing a big chunk of their wealth should one of these markets get hit.
4 May 2019 | 7:00 AM

It is time to Marie Kondo your investments

OVER the years, you may have picked up a variety of investments with your hard-earned money. Like any courtship in the beginning stages of romance, or the thrill of your first home purchase, you spent a lot of time and attention deciding what and which investments to buy. You may even put in effort to monitor the investment at the initial stages.

6 Apr 2019 | 7:00 AM

Is your wealth creating spoilt and ungrateful kids?

A few months ago I came across an unbelievable video circulating on social media. A teenage girl from Beverly Hills went on an episode of Dr Phil, berating her mother for cutting her allowance from US$5,000 per month to US$1,000 a month, and refusing to get her a Mercedes G-Wagen worth over US$140,000.

2 Mar 2019 | 7:00 AM

Mindsets for your investing success

ARE you making the most of your investments?

26 Jan 2019 | 7:00 AM

Prepare for opportunities in 2019

Could 2019 be the year where Malaysians from all walks of life finally catch the break that they have been waiting for? No, if developments so far this year are any indication.

Uncertain outlook: A less than favourable GDP growth rate projection and a soft property market outlook indicate that there could be more pitfalls and valleys to navigate in the new year.
29 Dec 2018 | 7:00 AM

Risky business: Insulating yourself from investment heartaches

THERE are many ways to grow wealth, including setting aside some savings on a monthly basis, optimising tax benefits or by increasing income.

24 Nov 2018 | 7:00 AM

Budget 2019: Takeaways for the middle class

BY now, the hype of Budget 2019 would have died down somewhat and Malaysians from all walks of life would have a pretty good idea how the budget could directly affect them or otherwise.

Tax relief: Budget 2019 will see the separation of the previous combined RM6,000 tax relief allocated for EPF contribution and life insurance or takaful premium into RM4,000 and RM3,000.
27 Oct 2018 | 7:00 AM

Are you ready for Fire?

Money & you - By Yap Ming Hui
Young professional millennials in the US are literally on Fire.

22 Sep 2018 | 7:00 AM

Know where you stand to get where you want to be

Learning from Pakatan government’s financial management challenges

11 Aug 2018 | 7:00 AM

Unlocking the code of your financial freedom

Money & you by Yap Ming Hui
WHEN you ask people what financial freedom is, chances are that you will get different answers from different people.