Travel overseas for less: Malaysians travelling this holiday season can save more with Merchantrade money 3% unlimited cashback


SOUTH-EAST ASIA: With Malaysian outbound travel peaking this year-end holiday season, Merchantrade Asia is helping travellers stretch their spending abroad with its 3% Unlimited Cashback on all overseas purchases made on the Merchantrade Money Visa Prepaid Card. 

December marks the final month of the offer, giving holidaymakers more value when booking overseas flights, hotel stays, shopping and other expenses. As an additional bonus, new users signing up now will receive an RM10 reward by applying a promo code available on Merchantrade’s social media channels.

The unlimited cashback promotion is especially rewarding for big-ticket travel expenses such as flight tickets and hotel stays, where travellers can enjoy meaningful savings with every payment.

Year-end travel remains one of the busiest periods for Malaysians, with increases seen in flight bookings and regional travel. As the demand for independent travel continues to grow, Malaysians are also becoming more mindful of exchange rate fluctuations, foreign transaction fees and hidden charges, all of which can significantly add to the cost of an overseas trip.

Merchantrade Money’s multi-currency prepaid card helps travellers manage these expenses more confidently. Through the app, users can convert currencies at real-time displayed rates, with zero exchange fees and locked-in rates (rates on converted amounts does not fluctuate) even weeks or months later. Users can convert from as low as 10 sen, allowing them to budget in small, manageable amounts without needing large upfront conversions.

The card supports secure, contactless payments and provides real-time transaction alerts, making it easier for travellers to track their spending abroad, offering a simple and secure way to manage travel expenses.

As cross-border travel rebounds and digital wallet usage continues to rise across South-East Asia, value-led features such as cashback, transparent currency conversion, flexibility in topping up, and locked-in rates are becoming key considerations for modern travellers.

The 3% Unlimited Cashback offer runs until 31 December 2025, allowing travellers to maximise their savings as they head into the year-end holiday season.

Looking ahead, Merchantrade Asia expects Southeast Asia’s cross-border payment market to sustain its strong growth trajectory, supported by rising travel frequency, expanding low-cost carrier routes and increasing digital wallet adoption.

South-East Asia’s (SEA’s) ecommerce market is projected to reach US$325 billion by 2028, fuelled by the rapid adoption of digital payments and regional interoperability, unlocking more opportunities in cross-border commerce for businesses (latest report by market intelligence firm IDC, commissioned by global payments platform 2C2P and Antom)

Merchantrade also anticipates that contactless and card-based cross-border solutions will accelerate as travellers opt for independent planning over traditional tour packages. These shifts position prepaid and multi-currency cards as one of the most important and fastest-growing payment categories among outbound Malaysians in the coming years. 

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For inquiries, please contact: Gerrick Tan (Senior Vice President) +60 13-287 8606; For more information, please visit www.mtradeasia.com

(Note: Merchantrade Asia Sdn. Bhd. is a leading Money Services Business (MSB) operator and an e-wallet provider in the digital payments space in Malaysia. With a strong focus on innovation and customer-centricity, Merchantrade offers a wide range of financial services, including remittances, currency exchange, e-wallet, payments, micro-insurance, and telecommunications.)

 

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