OVER lunch recently, my friend and I talked about how low-income earners are surviving in this current situation. A household of five with an average combined income of RM3,000 can be considered poor, and living in a big city like Johor Baru or in the Klang Valley would definitely be a struggle for them. For the average Malaysian, paying the bills takes up half of their income each month.
But despite this bleak situation, many still want to expand their family by having more children, which would require additional funds.