Tight space: Gopal talking to his wife P.Saywegamani at his uncle’s house in Rumah Panjang Jinjang Utara. With them are their children.
PETALING JAYA: Security guard S. Gopal, who squats at his uncle’s house together with his wife and five children, now dares to dream of owning his very first home – thanks to the MyHome scheme.
Gopal, 45, said previously he had never dared to even dream of buying a house in view of the rising cost of living and escalating property prices.
“But now I see a ray of hope,” said Gopal who is staying at his uncle’s two-room house in Jinjang Utara together with his aunt.
Prime Minister Datuk Seri Najib Tun Razak had announced that the Government had set aside RM300mil for the MyHome scheme aimed at helping the poor own homes.
Gopal, who is drawing a RM1,400 monthly salary, said he would certainly apply for the scheme.
“I can withdraw my EPF (Employees Provident Fund) money to buy the house.
“Before this, I thought I would never have a chance to buy my own house because even the low-cost houses are costly.
“Thank God the Government is planning to help people like us,” he said.
Gopal said his five children, aged between 18 months and 13 years, would sleep in a tiny room together with his wife.
“I sleep in the living room together with my uncle,” he said.
Housewife Yan Ean Foon said she could only afford to buy a house under the scheme if the monthly repayment was set at RM200 and below.
“If it is higher than that, I certainly could not afford it,” said Yan who is living in a three-room flat in Taman Pekeliling with her four children aged between nine and 19.
She said her eldest daughter was only earning RM700 a month.
She added that her husband, who is working as a plumber, could only give her between RM500 and RM800 a month, depending on his business.
“With such a low income, we definitely could not pay a few hundred ringgit a month for a house,” she said, adding that they are renting the flat for RM124 a month.
Single mother Mariam Mihat, 39, said it would still be tough for her to buy a low-cost house even with government subsidy.
“I am not earning much as a janitor. I have two school-going children.
“I doubt the bank would approve a housing loan for people like me,” she said.