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Resolve to set easier goals


BELIEVE me, I have tried. But with only discouraging results to show time after time, I stopped making New Year resolutions some time ago.

It is a situation I’m sure many of you can relate to. According to time.com, fewer than 10% of New Year resolutions are kept throughout the year (http://time.com/money/3651225/new-years-resolutions-tips-pitfalls/).

A typical resolutions checklist will contain some of the more common but most difficult ones to fulfil, such as to lose weight, save money, eat healthily and quit smoking.

A new year should mean a better year, so perhaps setting more achievable goals could be the answer to a good start to 2015.

Picking up a sport is one possibility. Hey, it’s also a good way to lose weight without actually itemising that as a resolution.

Even if you fail to shed some pounds, there’s no harm in improving your stamina from whatever sport you pick up.

How about learning a new skill? Music and image editing techniques or picking up a new language may come in handy.

The possibilities are endless, especially with the Internet. You can even learn to cook by following the videos posted on YouTube.

An important target to aim for is better financial management which will help you save money. It may be barely a week into the new year but it is never too soon to look into your finances.

According to the demographic profile drawn up by the Credit Counselling and Debt Management Agency, individuals between the ages of 30 and 40 years old recorded the highest percentage of people with debts, accounting for 39.6% of the total.

The second highest were those between the ages of 40 and 50 years old who make up 28.6% of the total.

Yes, it may be difficult for some people to free themselves of debt all at once but it can be done through baby steps.

Try consulting the debt management agency which offers free advice to restructure loans.

As for saving money, the rewards are endless.

The cash accumulated can be used for buying something you have always wanted or you can go on an overseas trip with your loved ones.

If the money is not enough for a trip abroad, there’s always Cuti-Cuti Malaysia.

Touring the country with friends is always fun. It could also be a good bonding trip for the family.

Or you may decide to use the money for charity, considering the number of people who are victims of floods that have inundated parts of the country.

Hmm ... I seem to have set myself some resolutions for the year.

Resolve to set easier goals

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