The key to doing well financially in 2016 is to focus your attention on areas within your personal influence, which is your personal financial situation.
EXACTLY a year ago, I kick-started my column by saying that 2015 was a year of uncertainties. As it turned out, it was a rough year for all. The outlook for 2016 looks set to continue along the same veins, except it would be ... a lot tougher.
Let’s look at the facts.
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