Relieved: Kamelia with her daughter Lily Suraya Huzaifah Azman.
PETALING JAYA: Since the monthly payments for her National Higher Education Fund Corp (PTPTN) loan did not seem to lessen her debt, Kamelia Shamsuddin made a drastic decision to withdraw her Employees Provident Fund savings to settle it.
The 30-year-old had to keep up with other payments and loans.
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