With little resources in hand, small and medium enterprises (SMEs) rarely prioritise their insurance needs. But reports have noted that insurance is one of the most important costs for an SME because not having the right policies in place could potentially cause more damage to the business if anything goes wrong.
Depending on the nature of the business, SMEs should look into the risks that their businesses may be exposed to ensure that they get specific types of insurance that cater to their needs.
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